With Christmas and New Year in the books, you have returned to work refreshed, buoyed even by the banter with your workmates, a new sense of freedom and opportunity dominating your everyday thoughts. Then you remember Wally from Accounts, and catching his grin at your arrival, remember with horror that you forgot to do a thing with your Premier League football team.

The shame. The shock. The possible money on the line with Wally. Whoever your Wally is, if they have a lead on you, you’re going to need to make big changes as soon as you can. With a new Wild Card back in play, you need to know who to buy and why, let alone how much they’ll cost you. Let’s get down to it.

Goalkeepers 

Top pick: Kasper Schmeichel (Leicester)