An elderly widow from North Dakota who authorities say was among dozens of victims of a Jamaican lottery scam told jurors in federal court she lost about $300,000 and borrowed against her insurance policy with the hopes of collecting $19 million to help her family. Edna Schmeets, 86, testified Monday in the trial of Sanjay Williams, one of 32 defendants charged in a global case that authorities say involves at least 72 victims, most of them elderly.