The odds of striking it rich by playing the Powerball are 1 in 292 million – worse than the odds of being struck by lightning – yet that doesn’t stop us from daydreaming about being flooded with wealth and sailing off to Bali. The opposite, however, doesn’t appear to be true: Most of us spend relatively little time imagining what it would be like to be plunged into poverty, even though the odds of that happening are far, far greater.